Requirements for Alabama Auto Insurance

Alabama has laws in place that require Alabama residents that operate a vehicle to obtain a minimum amount of coverage from Alabama auto insurance companies. Usually, all motor vehicles that are registered and operated in Alabama must have Alabama auto insurance. If you do not have the minimum state requirements, you may not able to operate a vehicle.

People that own and operate a vehicle in Alabama must carry proof of insurance with them whenever they drive their vehicle. There is numerous documentation that can be used a proof of insurance. Some of this documentation can include insurance cards that are permanent or temporary, an insurance binder, auto rental agreement, or your policy.

The minimum amount of property liability coverage is usually $25,000. This may be used to cover the damages that are done to public property as a result of an at-fault auto accident. Bodily liability coverage is usually a minimum of $25,000 for each injured person and $50,000 for the total injuries that are sustained during an accident.

If you are found to be driving in Alabama without auto insurance, you may be charged fines and penalties. You may also have your driver’s license suspended if you are not covered by the minimum coverage. For more information, please read “Auto Insurance in Alabama”.