Finding Auto Insurance in Indiana

Most states will usually require their drivers to have a minimum amount of auto insurance coverage, Indiana is no exception. Before you are able to drive on the roads of Indiana, you should be familiar with their rules and regulations. Being aware of their laws may help you keep from having your driving privileges revoked.

Indiana Requirements

The law for Indiana auto insurance generally requires that all drivers who have a vehicle registered to the state of Indiana, or drive one on public roadways, to maintain the state minimum for auto insurance.

Minimum

The law that was put into place by Indiana generally states how much coverage for auto insurance each driver needs to have. Drivers will usually have $25,000 coverage for injury or death to an individual, as well as $50,000 coverage for two or more people that were involved in a collision. Drivers will usually also need $10,000 property liability to cover the costs of damage to property caused by a collision.

Penalties

People that reside in Indiana who operate a vehicle without the appropriate amount of auto insurance will usually have the status of their driver’s license and vehicle registration changed to suspend. This usually occurs immediately, and they will usually be suspended for a period of 90 days, if it’s their first offense. If a driver violates auto insurance Indiana law more than once in a time frame of three years, they will usually have their driver’s license and registration to their vehicle suspended for a year.

Reinstatement

If a driver is has had their driver’s license and vehicle registration suspended for driving without insurance, they will need to pay a fee for reinstatement. The driver will also need to provide the state of Indiana with documentation that they have obtained the appropriate amount of insurance to meet the state minimum requirements.