Alabama Auto Insurance Information
The State of Alabama auto insurance requirements may require all motorists to carry Alabama auto insurance liability coverage. If you are caught driving without it, your first offense could result in a $500 fine and the suspension of your driver’s license. If you live another state, please visit our page about insurance rates by state.
The Alabama auto insurance minimum liability amounts you must purchase may be as follows:
$25,000 total for bodily injury coverage per person
$50,000 total for bodily injury coverage per accident
$25,000 total for property damage per accident
Remember that these may be the minimum Alabama auto insurance requirements set by the state. They may not cover damages from lawsuits arising from an accident, and may not cover any damage caused to your car. If you’d like to protect your car, in addition to others’ vehicles, you may wish to talk to an insurance agent about adding collision and comprehensive coverage to your Alabama auto insurance policy.
For many drivers, discounts may provide relief from high car insurance premiums. You might want to ask for discounts on the following:
- Insuring multiple cars
- Insuring a car and a home
- Completion of driver’s safety courses
- Good driving record
- Student drivers maintaining a B average
- Low mileage
Please note: Discount amounts may differ from one insurance company to another, so you might want to ask about the discount amount before purchasing an Alabama auto insurance policy.
The first step in getting the most affordable car insurance policy is to get quotes. You can get free, no-obligation quotes by filling out a simple form.