Find Out More About Florida Auto Insurance

The state of Florida has put in place a set of requirements and guidelines for the minimum amount of coverage residents must maintain. There are so many drivers on the roads of Florida that have different levels of driving experience, that purchasing Florida auto insurance is usually a good idea.

The minimum requirements set by Florida auto insurance laws states that drivers must usually have at least $10,000 in personal injury protection, as well as $10,000 in property damage liability coverage.

Property damage coverage will usually cover the costs of any damage that is incurred when the policyholder is operating a vehicle. Bodily injury liability is the coverage that will usually handle the costs of injury or death that is caused to another person while the policyholder is operating their vehicle. Generally, this type of coverage will also handle the costs of legal representation should the policyholder need legal assistance.

If a driver wants to operate their vehicle in Florida, they need to purchase and maintain Florida auto insurance. If a driver has auto insurance from another state, it is usually not valid in Florida. All Florida auto insurance usually needs to be purchased from an insurance provider or professional agent that is licensed to work with and sell insurance in Florida. If the driver does not maintain proper coverage, they may have their driver’s license suspended for up to three years.

If a driver has their license suspended, they are usually subjected to a fine that ranges from $150 to $500. Before the driver is able to have their license reinstated they must provide proof of Florida auto insurance. Some of these requirements from the Florida auto insurance laws may seem strict, but they were put into place for good reasons. There are millions of vehicles driven on Florida roads by drivers with varying driving skill. Being protected by Florida auto insurance is generally a good idea.