Massachusetts Auto Insurance – The Facts

If you plan to register a motor vehicle in the state of Massachusetts you need to show proof of Massachusetts auto insurance coverage. All motorists are required to maintain a minimum amount of Massachusetts auto insurance coverage and pay Massachusetts auto insurance rates, but how much Massachusetts auto insurance coverage you obtain is up to you.

Massachusetts motorists may need to have at least the following auto insurance coverage amounts:

• $20,000/$40,000 Bodily Injury and Death coverage
• $5,000 Property Damage coverage
• $20,000/$40,000 Uninsured Motorist coverage

Additionally, if you lease a vehicle you may need to maintain as much as $300,000 in Bodily Injury coverage, a higher amount of Property Damage coverage, and also Comprehensive & Collision coverage through a Massachusetts auto insurance policy, and pay the corresponding Massachusetts auto insurance rates.

Massachusetts follows the no-fault system of insurance, which means that each motorist involved in an auto accident must have their own insurance company pay for their damages, regardless of who is found to be at fault.

Determining what type of Massachusetts auto insurance policy you need will depend on things like how often and how far you drive your vehicle. Many motorists opt for the minimum amount of coverage, because the cost of auto insurance in Massachusetts is the sixth highest in the country. Getting cheap Massachusetts auto insurance isn’t always the best plan, however, because it doesn’t always cover all the costs associated with an auto accident. For information on other states as well, see State Auto Insurance Companies.

If looking to compare Massachusetts auto insurance to obtain the most affordable Massachusetts auto insurance rates, you can start by looking at quotes. By filling in a simple form, you can get free, no-obligation quotes.

For more information, see another article on Massachusetts auto insurance information.