Arkansas Auto Insurance Information

All Arkansas motorists may have to have Arkansas car insurance coverage for bodily injury and property damage. Bodily Injury Liability — may help protect you against a claim made by someone who was injured in an accident for which you may have been responsible. Property Damage Liability — in an Arkansas auto insurance policy may help protect you against a claim for damage to another person’s property in an accident for which you may have been responsible.

The minimum Arkansas car insurance purchase you may make could be:
$25,000 total for bodily injury coverage per person
$50,000 total for bodily injury coverage per accident
$25,000 total for property damage

Remember that you may have Arkansas car insurance coverage up to, but possibly not exceeding, these amounts. If you are sued for more than your coverage amount, the damages could come out of your pocket. To avoid this, you may want to consider larger coverage amounts of coverage. According to the Arkansas Department of Insurance, it could be that your insurer may only cancel your policy for:

Nonpayment of premium
Fraud or misrepresentation
Homicide arising from the use of an automobile
Three separate convictions of speeding or reckless driving within your policy period
Conviction of drunk driving

Your car insurance company may have to give you a 20-day written notice of cancellation citing one of the above mentioned reasons. However, if your policy is being cancelled for nonpayment, your insurance company may only be required to give you a 10-day notice. For other information, please read about what auto insurance discounts to ask for.

In searching for cheap auto insurance in Arkansas, getting quotes is the first step. Fill out our quote form to get free quotes.

For other states, see our page on State Auto Insurance Companies.