The Skinny on Auto Insurance Massachusetts
It is against the law in Massachusetts to drive without an auto insurance Massachusetts policy. Before you begin to shop for Massachusetts auto insurance rates, become familiar with what’s required in the state. You need a liability insurance policy if you want to drive legally on Massachusetts’ highways and roads.
The first time you register your vehicle in the state, you need to have proof of an auto insurance Massachusetts policy. You may also be asked to show this proof to a law officer if you receive a ticket or end up in an accident. So long as your car is registered in Massachusetts, you cannot allow this coverage to lapse. In the event it does, the insurance provider will tell the state that you do not have an auto insurance Massachusetts policy any more.
When considering Massachusetts auto insurance rates, be aware that the state requires minimum amounts of coverage. This includes an amount for bodily injury and property damage.
To learn more about rates, visit the page about Auto Insurance Quotes Online.
Another thing to know about an auto insurance Massachusetts policy is that it applies to a no-fault state. Drivers have to have a personal injury protection policy worth a set amount by the state that would provide coverage for any injuries should there be an accident. This policy typically covers medical expenses as well as expenses that are due to not being able to work. Having underinsured or uninsured vehicle insurance is not required for an auto insurance Massachusetts policy.
If you drive without insurance in Massachusetts, you may get a fine that could start at $500 and be as high as $5,000. You might even face a jail term. And when you next try to get insurance, your Massachusetts auto insurance rates will likely rise.
Check out the article on finding an auto insurance quote online to learn more about the rates for various types of auto insurance.
If you are interested in getting quotes for an auto insurance policy, simply fill in this quote form.