The Ways To Add An Individual To My Auto Policy
There may be a few common reasons why a policyholder may need to add an additional driver to their individual automobile insurance policy. Maybe the child of the insured might become licensed or the policyholder may have recently married. Regardless of what the case may be, adding a motorist to an auto insurance policy could be done quite easily in a few different ways.
When you add an additional insured to your individual auto insurance policy, you may want to compare auto insurance rates as well. The following may be the most common methods used by insurers to add drivers to policies:
By Telephone – Many insurers might allow policyholders to add drivers to your individual auto insurance right over the phone. If not, a customer service representative might be able to instruct the insured on the proper procedure of doing so could be. If the carrier allows the endorsement to be completed over the phone, the insured might request the new paperwork to be faxed, e-mailed and if need be, mailed; this may be to have proof that the new driver may be insured.
By Agent – Agents may work hand in hand with carriers and could help make the process very smooth and may ensure the addition to your individual auto insurance may be complete. An agent might also be able to provide the new documentation instantly.
By Internet – Insurers may have quickly adapted to the consumers growing preference of conducting their business online. Many carriers may have developed websites and allow policies to be managed online, including policy changes to your individual auto insurance as well as comparing auto insurance rates. When using this method, you may want to be sure to obtain a confirmation by printing out all necessary documentation proving that the new motorist may have been added.
By Mail – Generally this may be the last resort due to delays and the risk of documentation being misplaced. If choosing this method to have a motorist added, you may want to be sure that the insurer has indeed received the request and that the change may have gone into effect before allowing an automobile to be operated by the new driver.
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Looking to compare auto insurance rates? Then you may need to get and review as many quotes as possible. By filling out a simple form for quotes, you could get free, no-obligation quotes. Additionally, see our article on how to get cheap car insurance.