Can You Get Low Car Insurance with Bad Credit

Getting Car Insurance is tough enough! Finding reasonable car insurance with bad credit may be stressing you out. With unemployment rates still high, bad credit is something people may be dealing with. This is why it would be helpful to know how to find cheap car insurance.

Call an Agent and Ask! Remember that old saying from when you were a kid: it never hurts to ask. Looking for car insurance with bad credit means you might want to speak to a representative to learn more then use our quote form. What should you ask? Let’s discuss.

1. Do you run credit checks? Be sure to ask your insurance agent if they run credit checks. The good news is, typically, car insurance companies can’t refuse you car insurance because you have bad credit. You might be able to explain your situation or provide additional documentation to maintain the rate.

2. Are other discounts available to me? Other discounts you might be eligible for may help offset the increase due to bad credit. Car insurance with bad credit may not have to mean the end of your discounts. Find out what else you might be eligible for.
a. Defensive driving: If you have taken, or are willing to take a defensive driving course, many car insurance companies generally provide discounts for individuals who complete the course.

b. Safety features: If you are driving a car with anti-lock brakes, alarm systems or other safety features, you might be looking at a discounted rate.

c. Low mileage: If you barely use the car, let your car insurance company know. They might charge higher rates to those who are on the road more.

3. What does my policy include? Car insurance with bad credit might not be too different than a standard policy. Ask your agent what your current minimums are. Knowing what you are paying for will help you decide what is best for you. Learn more important information about insurance policies.

Getting car insurance shouldn’t be a stressful task. We have so many other responsibilities; car insurance with bad credit shouldn’t be a burden. Take the time to speak with your insurance agent or even look for a new car insurance company by using our quote form. This may help you weigh out the best options for you.

To get a quote, fill in this easy form.