Guide to Pennsylvania Auto Insurance

Pennsylvania auto insurance customers pay a yearly average of $1,421. As auto insurance costs by state go, Pennsylvania is about $10 below the nationwide average.  Louisiana heads the list of auto insurance costs by state, with $2,511. Maine is last on the list of states at $903.

Pennsylvania auto insurance mandates a minimum of $15,000 per person when it comes to bodily injury liability. Accidents need coverage for to $30,000 per accident. Liability for property damage needs to be a minimum of $5,000. These minimum requirements are frequently called “15/30/5″ coverage.

Also, Pennsylvania auto insurance requires a minimum of $5,000 in PIP (personal injury protection). PIP can handle medical expenses that are reasonable for the driver and passengers of the crashed vehicle of the policyholder.

What you shell out for Pennsylvania auto insurance could vary greatly from the average due to factors including your driving history and kind of vehicle. If you have a clean driving history, you may expect to pay a lower rate than somebody with a more checkered history. A young male who only just received his driver’s license and can’t show any sort of driving history could pay more as well for Pennsylvania auto insurance.

To find out more, check out the article “Average Auto Insurance Rates by State Have Come Down”

Auto insurance costs by state frequently require coverage for bodily injuries sustained in accidents that are caused by motorists who are uninsured or underinsured. Pennsylvania auto insurance doesn’t have such a requirement, but it could be wise to get this kind of coverage regardless, because the policyholder may then be reimbursed for their medical expenses if this kind of accident took place.

To find out about different kinds of auto insurance, visit this page: Affordable Auto Insurance.

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