Affordable Classic Car Insurance

It’s no surprise why some of us want to own a classic car. They are moving pieces of history. Some of us like to restore the vehicles back to a glistening shine, while others like to let them sit in their natural form. Whatever your choice for owning a vintage car, you will need classic car insurance.

When calling classic car insurance companies for quotes it is important to educate yourself on the differences between classic car insurance and the standard car insurance.

Let’s start with an important fact. Know your vehicle. While your classic car might have the look and feel of history, classic car insurance companies might categorize it otherwise. Don’t waste your time searching for the wrong car insurance! For help, read our article regarding choosing the right car insurance.

Know how you will be driving the car. Your classic car insurance price may fluctuate depending on how you are using the car. Is it going to sit in the garage as a show-piece? Are you going to use it to run errands? Will it be your weekend driving car? Be sure to discuss exactly how you are using the car with your insurance agent.

Classic car insurance policies vary from standard car insurance policies in one big way. Know the difference between Agreed amount and Stated Amount. If your car is damaged or totaled it is vital to understand what exactly you will be receiving. Stated amount is when you may receive the stated amount at the start of the policy or the actual cash value, whichever is less. Agreed amount is when you may receive the amount that is agreed upon when the policy is created. Be sure to thoroughly discuss this with your insurance agent.

Affordable classic car insurance might be possible for you. Know the differences from a standard policy and be sure to review your options carefully. For more information please read the article, about Cheap Performance Car Insurance.

For quotes, fill in this easy, free quote form.