Cheap Car Insurance in Virginia
When searching for cheap auto insurance in Virginia, you might need to be aware that Virginia has a financial responsibility law, which may require all drivers on the road to be financially responsible for the potential damage that may be caused by a major accident. For this reason, all Virginia drivers must either haveauto insurance from a company licensed to do business in Virginia, or must pay an Uninsured Motor Vehicle (UMV) fee of $500 to the DMV. If you don’t live in Virginia, or would like information on other states, please visit our page about state car insurance companies.
This fee does not purchase insurance, but may allow you to drive without insurance. It may have to be paid with every registration renewal. Anyone caught driving without insurance that has not paid this fee may have their license suspended and may be responsible for substantial fines in order to have it reinstated. Virginia may require insured drivers to carry a minimum of $25,000 for injury or death of one person, $50,000 for injury or death of two or more people, and $20,000 for property damage.
There may be ways to save money by getting cheap car insurance in a Virginia auto insurance policy. One option may be to purchase a year’s worth of cheap auto insurance in Virginia at one time, instead of purchasing a policy that renews every six months. This strategy could help keep policy increases to a minimum. Installing anti-theft or safety devices may also qualify you for a discount and allow you to obtain cheap auto insurance in Virginia.
You may want to let your insurance provider know if you use your car only for pleasure driving (instead of driving to work), if you carpool to work and drive no more than two days a week, if you are a good student with a ‘B” grade average or above, or if you drive less than 7,500 miles a year. All these situations may qualify you for discounts and allow you to purchase cheap auto insurance in Virginia.
When searching for cheap auto insurance in Virginia, getting quotes is the first step. You can get free, no-obligation quotes by filling out a simple form.