Non-Owners Car Insurance

When the registration and policyholder’s names differ, it could be important to be aware of the normal procedure of “excluding” the registered owner of the vehicle from the car insurance. Driver exclusions are agreements between the insured and the insurer which may state that the specified person or persons are excluded from non-owner car insurance coverage; therefore, if excluding a driver, you might want to make sure that they do not drive, since protection may not apply. If an excluded driver decides to drive after the fact, it may be possible to make a simple request to add the driver to the car insurance policy.

When purchasing insurance for a car registered to someone else, there may be other issues which may have to be dealt with in the event of a claim. For example, since the vehicle is in another person’s name, if there is a total loss, such as theft or if the vehicle is totaled out in an accident, a check may be issued in the name of the vehicle owner. These are the types of things you may want to consider when looking for an free auto insurance quote.

The easiest way to find out if non-owner car Insurance is an option for you, you may wish to get as many quotes as you can. By filling out a simple form, you can get free, no-obligation quotes.