Putting Another Driver on Your Individual Auto Insurance

If you carry individual auto insurance and want to add another driver to your policy, be sure to compare auto insurance rates of several providers to determine what choices you have. Your particular situation could cause your rates to rise – or they could end up falling.

If there is a new teenage driver in your home and you want to put the teen on your individual auto insurance plan, your rates could end up rising. Teen drivers typically are considered to be riskier drivers. Having a teen driver on your policy is likely to increase the overall perceived risk.

But should you compare auto insurance rates for the addition of a teenage driver to a plan with the addition of a spouse, there could be a substantial difference.  If your spouse’s driving record is good, your spouse probably won’t have a negative effect on the rates of your individual auto insurance.

As a matter of fact, putting a driver like a spouse on your individual auto insurance could actually make your rates lower, since your individual auto insurance might now be eligible to get a discount for multiple drivers.

To find out more, check out the article “How to Choose Family Auto Insurance?”

If you are going to be adding a new driver to your existing individual auto insurance, the first thing to do is to get an estimate. Then compare compare auto insurance rates with various providers to determine if you are getting a good deal.

It may make sense to switch individual auto insurance if the new provider offers discounts. Perhaps your teen driver becomes eligible for a discount by finishing a class in safe driving. Perhaps your new driver is a member of a group that triggers eligibility for discounts.

To find out about different kinds of auto insurance, visit this page: Student Car Insurance.

If you would like to receive auto insurance quotes, here’s a quote form to fill out.