The Truth about Car Insurance Myths

The following car insurance myths could be examples of things drivers may have heard or believed regarding car insurance that may not be true or fully true. For the average car insurance company, most of these may be completely not true.

Myth #1: The cheaper your car might be, the cheaper your insurance could be. This may be one of the car insurance myths because the cost of car insurance may be based on many factors, of which the price of the car may be only one. The average car insurance company may look at the value of the car, your driving record, how often the car might be driven, and where the car may normally be parked when deciding on the cost of car insurance.

Myth #2: Smokers may pay more than non-smokers for car insurance. This may have come from the fact smokers might be charged more for other forms of insurance, but the some car insurance companies typically may not even ask if you might be a smoker.

Myth #3: Comprehensive car insurance may help cover my car in any situation. This could be one of the car insurance myths because, as with other forms of insurance, comprehensive insurance may only help cover what it might have been paid to cover.

Myth #4: The driver may always be responsible in an accident, so you could let your friends borrow your car with no problem. This could be one of the car insurance myths because in the case of an accident, the owner of the car could often be responsible for providing the car insurance for the car involved in the accident.

Myth #5: The color of your car could affect the cost of your insurance. This may also be one of the car insurance myths. The average car insurance company may give no consideration to the color of the car you might drive.

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