PIP Insurance Is Not the Same as Health Insurance

PIP insurance may appear to be similar to health insurance, but in reality, PIP insurance coverage might have numerous differences.  PIP could be short for “Personal Injury Protection,” and it may be a component of an auto insurance policy. Health insurance, however, could be a package only.

PIP insurance may help cover medical expenses that might have resulted from auto accidents, while a health insurance package might help cover some kinds of medical expenses. If an auto accident might send you to the hospital, your        PIP insurance coverage may go into effect before the health insurance could.

Some states might require PIP insurance by law, particularly no-fault states, where people in an accident may not have the same opportunities to file suit. PIP insurance could help assure all parties that they may be covered.

Health insurance might not be currently required; tens of millions of people may be without health insurance.

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If you could have health insurance and also have PIP insurance, you may want to consider getting rid of some health insurance coverage if it might be along the same lines of what could be covered by PIP insurance coverage.

Health insurance might not usually help cover loss of wages, but PIP insurance may help cover any loss of wages that might have resulted from getting hurt in an auto accident.

Health insurance typically could have deductibles, but PIP insurance may not have deductibles. If medical costs resulting from an accident may be reasonable and could be within PIP’s coverage area, expenses may end up being covered.

PIP insurance may be a strong choice for people who might do a lot of driving.

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