Cheap Car Insurance for Women
“Women drivers.” Most of us have probably heard that phrase grunted from a man in our lives, whether a friend, family member, coworker, or complete stranger. And, most women have probably been somewhat aggravated by the negative connotation. But, did you know that online cheap auto insurance quotes for car insurance for women are generally cheaper than quotes for men’s car insurance? It’s true, and as sexist as it may sound, it’s actually not. There is a plethora of statistical facts that tend to cause car insurance companies to offer lower rates for car insurance for women drivers than for men drivers.
Car insurance companies have researched data over a number of years, and the findings support the idea that, as a whole, women drivers may not be involved in as many accidents as men drivers, and the motor vehicle-related accidents that women drivers are involved in often don’t cause as much damage as those involving men. As a result, rates for car insurance for women may be lower than rates for men. Additionally, women drivers may not commit as many motor vehicle-related crimes as men drivers. As if all that weren’t enough, women drivers may also be more likely than men drivers to pass their driver licensing exams on the first try.
Because of these statistics, car insurance companies may be more likely to offer cheaper car insurance for women drivers than they are for men drivers. Women aren’t being offered cheaper car insurance rates because they are women; they are being offered cheaper rates because statistics show car insurance companies that lower rates are not a dangerous bet for them.
Of course, this isn’t to say that women are better drivers than men, or that any woman driver out there is going to be a better, or safer, driver than her male counterpart; however, it is to say that statistics point to the fact that overall, women might generally be safer drivers than men, thus resulting in the reward of cheaper car insurance for women.
To find out more information about types of car insurance available to you, the first step is to get quotes. You can get free, no-obligation quotes by filling out a simple form.