California Low Cost Car Insurance

If you are a low income resident of California you may be able to qualify for a special program offered called the California’s low cost auto insurance program. There are some criteria that you generally must meet to be able to participate in this California auto insurance program.

Usually, you must meet their standards of low income, which includes:

• A one person household usually must be below an annual income of $25,525.
• A two person household usually must be below an annual income of $34,225.
• A four person household usually must be below an annual income of $51,625.
• A five person household usually must be below an annual income of $60,325.
• A six person household usually must be below an annual income of $69,025.

Based on the salary of your household, if you have met the low income criteria, the next thing that is generally reviewed is your driving record. Usually, you must have a good driving record as well as be over the age of 19 and have had your license for more than three years. If you are a single male between the ages of 19 and 24, you may need to pay an additional surcharge as accidents tend to be more common at this time.

If you meet the above criteria and reside in one of the fifty eight counties, the California low cost auto insurance program is offered you may be able to pay less than $400 a year for car insurance compared to the average auto insurance costs. For more information, please visit www.innc.org or read “About California State Sponsored Car Insurance”.

Although the California low cost auto insurance program will be an affordable option for drivers who have a lower income, the coverage may not be as good as coverage that is offered from another insurance provider. Click here for more information on the basics of California auto insurance; this program will generally only meet the minimum requirement that California requires motorists to have.