Texting and Not Wearing a Seatbelt Could Be Among the Violations that May increase Your Car Insurance Cost

Car insurance companies may classify certain behaviors as high risk. Participating in behaviors that might have been deemed high risk may result in the insurance company increasing your car insurance cost. Two behaviors that drivers may not always view as high risk behaviors could be texting and driving without a seat belt. Texting may increase your cost of car insurance if you might have been ticketed for texting while driving. Some states and cities may be making it illegal to text while driving, which may allow police to pull you over for no other reason than texting while driving. This could potentially raise your car insurance cost.

The second factor mentioned above may have been not wearing a seat belt while driving, which you may also be ticketed for in some states. Not wearing a seat belt while driving may increase your car insurance cost because it may cause the insurance company to see you as being at a greater risk of personal injury in case of an accident. This may cause your cost of car insurance to go up.

Generally speaking, your credit score may also affect your car insurance cost. Some insurance companies may see good credit as a sign of personal responsibility, while bad credit may be seen as a sign of irresponsible behavior. This may cause your cost of car insurance to be higher.

For more information on factors that may affect car insurance cost, read: high risk auto insurance. For a free quote on auto insurance, visit this page.