Tips for Purchasing Non-Owner’s Car Insurance

Non-owner auto insurance is a policy that will generally cover any damages that occur to someone or their property due to an at fault auto accident, while operating a car that is not your own. This may include a rental vehicle or a vehicle that was borrowed from a family or friend. Non-owner car insurance is liability insurance. If you are self-employed, you will usually have a commercial non-liability policy. Most of the time, you should be able to contact your insurance provider and add a non-owners auto insurance policy. There are numerous reasons to purchase a non-owners auto insurance policy. To learn more, please refer to “In What Case Do I Need Non-Owner Auto Insurance?”.

If you are interested in obtaining non-owner car insurance, one of the first steps may be to contact several insurance providers and inquire about obtaining a non-owners auto insurance policy. Each state and insurance provider will usually offer this type of policy so that you will not normally need to research specific companies. When you find an insurance provider that you are interested in, inquire about the “assigned risk program” that is offered by the insurance provider. The provider should be able to offer you a policy in accordance with the risk plan. If you are unable to receive a response from them regarding the “assigned risk program”, you may want to consider contacting the state board of insurance.

One of the best ways to obtain the best non-owners auto insurance is to compare quotes, terms, conditions, and so forth from all of the providers you have contacted. When shopping for the coverage that is the most effective and affordable quote, all you may be eligible for is liability coverage because you do not own the car.

You should attempt to obtain the cheapest liability coverage as you do not own the vehicle. One of the resources that may assist you in obtaining the best ways to gain coverage is through online websites.